Wednesday 2 October 2013

The 1920's all over again: The Greek Transfer Problem

Germany in the 1920's: The Transfer Problem
Keynes, in 1929, stated that the problem of German reparations after World War I could be reduced into two issues: the Budgetary Problem (i.e. how to extract the necessary amount from the country) and the Transfer Problem (i.e. converting the German money received into foreign currency). The fact that Germany had been borrowing abroad for domestic capital purposes temporarily solved the problem, yet the situation could not hold for ever. Thus, the only potential resolution of finding the funds to cover for the Budgetary Problem would be to increase exports by a significant amount; a feat that could only be achieved by shifting factors of production from other employments to the German export industry.

The only reasonable explanation for Keynes was that Germany had to reduce her costs of production first, as supply of labour was more than enough at the time. Using this rationale, solving the Transfer problem would mean that German gold-costs of production relative to such costs elsewhere would have to be reduced either through increased efficiency, lowering of interest rates or lowering efficiency wages. As the first two did not appear to be available for change (efficiency was high at the time and lowering interest rates, i.e. cheap money for Germany, was not an option) a reduction of the efficiency-wages in Germany was the only alternative left.

However, such a reduction in efficiency wages would make the extraction of the funds needed for reparations (i.e. the Budgetary Problem) much more challenging. In addition, lowering money-wages would be to no avail if:
i.   Output could not be exported
ii.  Demand elasticity for Germany’s goods was less than one
iii. Germany’s competitors reduced their efficiency wages pari passu
iv.  Foreign customers imposed tariffs on German goods

This lowering of money-wages would not mean that real-wages would be reduced by the same amount as home-goods prices are expected to fall. On the other hand, efficiency could also be reduced in response to the wages which could trigger an even larger decrease in money-wages and so on.

The mechanisms which would provide for such a decrease in wages were two: the fall of the German Mark’s exchange rate (which was prohibited by the Dawes scheme) or by allowing the Reichsbank to enforce deflation, which would curtail the activity of business and throw people out of employment, so that when sufficient amount of workers are out of employment they would accept a reduction in their money wages. In Keynes's own words "Whether this is politically and humanly feasible is another matter".

Greece in the 2010's
On May 2nd, 2010, the IMF and the Eurozone authorities (Troika) agreed on a bail-out loan of €110 billion. The influx of funds, which was mainly employed in bank recapitalizations and debt restructuring, came with the need to increase government revenue, while simultaneously reducing expenses so that future installments could be met. Given that Greece did not possess a national currency to devaluate (much like Germany in the 1920’s) the additional three options had to be assessed; greater efficiency, cheaper money or lowering the money-wages.

Blue line: Corporate Lending Rate. Orange line: Mortgage Lending Rate
Although interest rates decreased slightly, they remained a relatively high level compared with the rest of the Eurozone, perhaps indicative of the fact that Greece is still at risk. Issuance of sovereign bonds was not an option for the country since she had been out of the markets since April 2010, thus, no opportunity for cheap money was not available. Increased efficiency was an issue considered in the country, yet, due to over-crowding in the government sector, lay-offs were implemented, both as a measure to increase efficiency as well as a measure to decrease government spending. Thus, the only remaining alternative was a reduction in money-wages.

Reduced government spending meant reduced state stimulus in the economy; thus, the Budgetary problem had to be resolved as less available money would have to compensate for the same amount of state revenues (to meet debt repayments). The challenge was no less tempting than the one faced by Germany in the 1920’s and the necessity to create additional income to compensate for the increased installments which had to be paid in the following periods, drove the economy to the only other alternative: deflation.

Not possessing a national currency (much like Germany could not devaluate hers) meant that the nation would either be forced to borrow from abroad to repay her current installments (which was infeasible for Greece) or increase the trade balance in favour of exports. In Keynes's mind, this could only occur if money-wages were reduced; as we have seen before indicate that before, money-wages in Greece decreased, although they were much stickier than most expected.

The shift of factors of production in Greece the borrower’s price of Imports relative to Exports is consistently rising over time, which leads to decreased export prices and increased import ones. This is consistent with the Keynesian premise that factors of production need to shift from industries which focus on domestic goods to ones which focus on exports, consequently decreasing export prices as a result of lower efficiency wages.

Import over Export Prices
Conclusion
Since Greece was unable to devaluate her currency to accommodate for the flow of goods in her economy after the first bail-out, the transfer problem deteriorated the nation’s finances, which promoted a shift in the factors of production from home-goods to export-goods, albeit at a significant cost to the country’s economy: unemployment has exceeded 26%. Consequently, the Budgetary problem of extracting a significant amount of funds from a reduced amount of wages in an economy, arose; this in its turn provided the need for debt restructuring, both in the sense of reducing the debt burden as well as making debt terms more lax. 

Why should we pay attention to this? Simply because this has been largely ignored by most economists when the design of the Greek restructuring plan took place (and every other EU bail-out before or since, to be fair) and led to consequences econometric models were unable to project. In addition, since none of the countries which received a bail-out has been able to come out of it successfully yet, (although Cyprus has some hopes since new bank loan offers have already began) the matter presented here should be of extreme interest both for any future bail-outs that may be needed (Slovenia is likely candidate for example) as well as for re-examining where policy went wrong in the Eurozone. Past experiences with austerity when countries had their own sovereign currencies had nothing to do with what was (and is) asked of the bailed-out member: a depreciation of the exchange rate when there is no exchange rate to depreciate. This is what has mainly been the cause of the severe contraction of the Eurozone economy has been the inflexibility of the economy (see also here) which is a result of stickiness in the short-run and the lack of sovereign currency to depreciate. In its turn, this forced the shifting of factors of production from one sector to another while at the same time created an army of unemployed.

To paraphrase Keynes, it appears that such policies were deemed as politically and humanly feasible in the 2010's EU. Unfortunately, the costs were both miscalculated and neglected.

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  11. Hey guys, my name is Imelda Daher from Philippines but reside in America i am very happy that i was able to be online last week when Janet posted on YouTube that she has finally gotten what she wanted for her marriage life after all the stress she went through trying to hack into our husbands phone herself.. So after that I decided to try and see if it’s gonna work or still the same thing I see online everyday so I contacted Michael as i was referred to by Janet to his email which I did and got his direct telephone number as well too and believe me he did a good job for me that I was shocked when I got the information I needed that my dear husband for 10 year of marriage has a baby mama in Sweden. thanks to Michael Lawson for this great job even if it’s gonna break my home its better than been fooled for the rest of my life. lawsonmichael33@yahoo.com by Janet and he did a good and fast job for me in less than 48hrs...he made available phone hack, chat histories, present chats and future chats...You can also contact him for all sorts of mobile hacking jobs like he told me. Good luck to everyone who really wanna work with him and put a stop to the entire nightmare.

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  15. How I got a God sent lender after being frustrated by hoodlums here on the internet

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    ReplyDelete
  16. How I got a God sent lender after being frustrated by hoodlums here on the internet

    Hello Everyone,

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    ReplyDelete
  17. How I got a God sent lender after being frustrated by hoodlums here on the internet

    Hello Everyone,

    My name is Mrs Patricia Ann, from Eastman, Georgia, I am a single mother blessed with 2 sons, For a while, I have been searching for a genuine loan lender who could help me with a loan as I no longer have a job, all I got were hoodlums who made me trust them and at the end they took my money without giving me any loan, my hope was lost, I got confused and frustrated, it became difficult for my family to feed with a good meal, I never wanted to have anything to do with any loan lending companies on the internet again. Not until I met a God sent loan lender that changed my life and that of my family Through the help of a fellowship member a lender with the fear of God in him, Mr Christopher Kendrick of KENDRICK INVESTMENTS LIMITED, he was the man God sent to elevate my family from suffering. At first I thought it wasn’t going to be possible due to my previous experience until I received my loan amount of $45,000USD about a couple of day ago on the 6th/July/2016. My advise to anyone out there in genuine need of a loan is to contact Mr Christopher Kendrick through his official email:- KENDRICKINVESTMENTSLIMITED@OUTLOOK.COM All thanks to him and to GOD for leading me into meeting him. God bless you.

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    Replies
    1. Testimony of financial breakthrough from GOD through the help of Funding Circle Loan INC. (fundingloanplc@yahoo.com OR Call/Text +14067326622)

      Hi I'am Evelyn Russell resident at 808 NE 19th St Oklahoma City, I am a single mother blessed with 2 daughters. For a while now I have been searching for a genuine loan lender who could help me with a loan as I no longer have a job, all I got were hoodlums who made me trust them and at the end they took my money without giving me any loan, my hope was lost, I got confused and frustrated, it became difficult for my family to feed with a good meal, I never wanted to have anything to do with any loan lending companies on the internet again. Not until I met a Godsent loan lender that changed my life and that of my family Through the help of a fellowship member "a lender with the fear of God in him Mr JASON RAYMOND, he was the man God sent to elevate my family from suffering. At first I thought it wasn’t going to be possible due to my previous experience until I received my loan worth $135,000.00 USD in less then 24hours. So my advise to anyone out there genuinely in need of a loan is to contact Funding Circle Loan INC through this official email:- fundingloanplc@yahoo.com OR Call/Text +14067326622 and be financial lifted.


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  75. HOW I GOT A LOAN THAT TRANSFORMED MY LIFE INTO A HEALTHY AND

    WEALTHY LIFE (AGILEINVESTMENTSLIMITED@OUTLOOK.COM)

    Hello Everyone,I am Mrs Mendal lucy, currently living in Louisiana USA, I want to use this medium to testify on how my life was transformed by a real and legit loan lender. I was stuck in a financial situation in the last few months now I have a comfortable healthy and wealthy life without stress or financial difficulties. After two(2) months of trying to get a loan from various loan firm both private and cooperate but never was a success, and most banks declined my credit. I became so desperate in getting a loan from a legit lender cause I was going through pains, On this faithful day I ran into a friend of mine who recently got a loan from AGILE INVESTMENTS LIMITED we discussed about the issue and she was kind enough to introduce me to Mr Aurimas Zimnickas who is the C.E.O of AGILE INVESTMENTS LIMITED, I applied for a loan sum of $450,000.00USD with low interest rate of 3%, as God will have it the loan was approved easily without stress on 5th of January and all preparations where made concerning the loan transfer and in less than two (2) working days the loan was transferred into the bank account details i provided. I want to use this medium to reach out to where one out there in need of a loaneither individual or company loan to contact him via:(AGILEINVESTMENTSLIMITED@OUTLOOK.COM) This is the only way i can show how grateful i am by testifying of his good deeds in my life I pray that God will bless him.Thanks Mendal Lucy

    ReplyDelete
  76. TRUSTED LENDER (LEXIELOANCOMPANY@YAHOO.COM)
    My name is Michael Lee a citizen of Illinois, USA. i have been scammed by 7 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 23930USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called MARTINEZ LEXIE LOAN COMPANY where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 7 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. I filled the loan application form and proceeded with all that was requested of me and to my greatest surprise my loan was granted to me without further delay and here i am today happy because Martinez Lexie Loan Company HAS GIVEN ME A REASON TO LIVE, so i made a vow to my self that i will keep testifying on the internet on how i got my loan. You are to contact this GODSENT LENDER via Email: Lexieloancompany@yahoo.com OR Text +18168926958

    ReplyDelete
  77. Affordable Loan Offer ( PergoCF@cheerful.com )
    Do You Need A Business Loan? ( PergoCF@gmail.com )
    Interested applicants should Contact us via email: ( PergoCF@qualityservice.com )

    Do You Need A Business Loan,Or A Personal Loan,At 1.0% If Yes? Name,Amount,Country,Loan Durations,Phone Mobile:Please, Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com

    ReplyDelete
  78. Affordable Loan Offer ( PergoCF@cheerful.com )
    Do You Need A Business Loan? ( PergoCF@gmail.com )
    Interested applicants should Contact us via email: ( PergoCF@qualityservice.com )

    Do You Need A Business Loan,Or A Personal Loan,At 1.0% If Yes? Name,Amount,Country,Loan Durations,Phone Mobile:Please, Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com
    Kindly write us back with the loan information;
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    Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com
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    Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com
    We look forward to hear from you ASAP.

    ReplyDelete
  79. FUNDING CIRCLE INC(Fundingcircleplc@yahoo.com)

    Hello am Nathan Davidson a businessman who was able to revive his dying business through the help of a Godsent lender known as Jason Raymond the CEO of FUNDING CIRCLE INC. Am resident at 1542 Main St, Buffalo, NY.. Well are you trying to start a business, settle your debt, expand your existing one, need money to purchase supplies. Have you been having problem trying to secure a Good Credit Facility, I want you to know that FUNDING CIRCLE INC. is the right place for you to resolve all your financial problem because am a living testimony and i can't just keep this to myself when others are looking for a way to be financially lifted.. I want you all to contact this Godsent lender using the details as stated in other to be a partaker of this great opportunity Email: Fundingcircleplc@yahoo.com OR Call/Text +14067326622


    ReplyDelete
  80. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+1%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+1%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact Name: SILKE CHRISTA CERVENY

    Email: inquiry.dcifinancial@gmail.com

    skype : inquiry.dcifinancial

    ReplyDelete
  81. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
    EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

    Our services include the following:

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    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

    NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    Yours Sincerely,
    Dr. Ezra Sebastian
    +1 (850)846-6235
    We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


    Get your instant loan approval

    ReplyDelete
  82. Affordable Loan Offer ( PergoCF@cheerful.com )
    Do You Need A Business Loan,Or A Personal Loan,At 1.0% If Yes? Name,Amount,Country,Loan Durations,Phone Mobile, Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com
    Affordable Loan Offer ( PergoCF@cheerful.com )
    ============================
    Kindly write us back with the loan information;
    *** Complete Name:
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    *** Loan Duration:
    *** Purpose of loan:
    *** City / Country:
    *** Telephone:
    *** Name of the Site:
    ============================
    Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com
    Yours Sincerely,
    Mrs. Ceren Kelly
    Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com
    We look forward to hear from you ASAP.

    ReplyDelete
  83. Testimony on how i got my LOAN.....(Brianloancompany@yahoo.com)

    Hello Everyone, I'm Harvey Lee a resident/citizen of the United States of America.I am 52 years of age an entrepreneur/businessman. I once had difficulties in financing my project/business.If not for a good friend of mine who introduced me to Mr Chester Brian to get a loan worth $250,000 USD from his company. When i contacted them it took just 48 hours to get my loan approved and transfer to my account after meeting all their modalities i to their loan agreement/terms and conditions. Even if you have bad credit they still offer there service to you. They also offer all kinds of loan such as Business loan,Home loan,Personal loan,Car loan,Loan for Business start up and Business Expansion. i don't know how to thank them for what they have done for me but God will reward Mr Chester Brian mightily.If you need an urgent financial assistance you can contact them today via this email (Brianloancompany@yahoo.com) or text +1(803) 373-2162 and also contact there webpage via brianloancompany.bravesites.com

    ReplyDelete
  84. We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from Top AA Rated bank such as HSBC Bank Plc, Deutsche Bank AG Frankfurt, Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    TRANSACTION DESCRIPTION:
    1. Instrument: Bank Guarantee (BG) or Standby Letter of Credit (SBLC)
    2. Total Face Value: Euro/USD 1,000,000.00 – Euro/USD 5,000,000,000.00
    3. Issuing Bank: HSBC Bank London, Barclays Bank London, Deutsche Bank AG Frankfurt etc.
    4. Age: One Year and One Day (With the option of Rolls and Extension)
    5. Leasing Fee: 4% + 1%
    6. Purchsing Fee: 32% + 2%
    7. Delivery: Bank to Bank Swift MT799/MT760
    8. Payment: MT103
    9. Hard Copy: By Bank Bonded Courier within 7 banking days after delivery of Swift.


    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.


    All relevant business information will be provided upon request plus our terms and
    procedures.

    All inquires to Mr Danzmann Horst should include the face value and bank instrument information needed so I can quickly address your needs:

    If Interested kindly contact me via

    Contact: Danzmann Horst
    Email: horstdanz@outlook.com
    Skype: Danzmann Horst

    ReplyDelete
  85. FINANCIAL RESTORATION: fundingloanplc@yahoo.com

    Hello am Nathan Davidson a businessman who was able to revive his dying business through the help of a Godsent lender known as Jason Raymond the CEO of FUNDING CIRCLE INC. Am resident at 1542 Main St, Buffalo, NY.. Well are you trying to start a business, settle your debt, expand your existing one, need money to purchase supplies. Have you been having problem trying to secure a Good Credit Facility, I want you to know that FUNDING CIRCLE INC. is the right place for you to resolve all your financial problem because am a living testimony and i can't just keep this to myself when others are looking for a way to be financially lifted.. I want you all to contact this Godsent lender using the details as stated in other to be a partaker of this great opportunity Email: fundingloanplc@yahoo.com OR Call/Text +14067326622


    ReplyDelete
  86. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Yours Sincerely,
    Mrs. Ceren Kelly
    PergoCF@gmail.com
    PergoCF@qualityservice.com
    PergoCF@cheerful.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: PergoCF@cheerful.com

    ReplyDelete
  87. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


    Do you need a legit, honest, reputable and quick loan?? I can help you with 100% guarantee loan Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans


    Yours Sincerely,
    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete

  88. We offer fresh cut bank instrument for lease, such as BG, SBLC,Lease and Purchase Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individuals and corporate bodies.

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
    2. Currency : USD/EURO
    3. Age of Issue: Fresh Cut
    4. Term: One year and One day
    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
    6. Price : Buy:32%+1, Lease: 4%+2
    7. Subsequent tranches: To be mutually agreed between both parties
    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
    10. Payment Term: MT799 & Settlement via MT103
    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request

    Name:Ardan Clooney
    Email:brandfinance33@gmail.com

    ReplyDelete
  89. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+ 1%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name : Ciaran Sheridan
    E-mail : ciaransheridan453@gmail.com
    Skype id : ciaransheridan453@gmail.com

    ReplyDelete
  90. WE OFFER ALL KIND OF LOANS Email: fundingloanplc@yahoo.com

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    **Are you financially squeezed?
    **Do you seek funds to pay off credits and debts?
    **Do you seek finance to set up your own business?
    **Are you in need of private or business loans for various purposes?
    **Do you seek loans to carry out large projects?

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing, Hotel Loans, student loans at a very low interest rate of 2%.. To apply for a loan, do contact us using the details as stated and be free of scams, Email: fundingloanplc@yahoo.com OR Call/Text 14067326622

    ReplyDelete
  91. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+1%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+1%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact: Name: WARREN GARY

    Email: inquiry.barkerfinancial@gmail.com

    Skype: inquiry.barkerfinancial@gmail.com

    ReplyDelete
  92. IT WORKED FOR ME AND YOU CANNOT BE ANY DIFFERENT WITH THIS GREAT/REPUTABLE COMPANY (starloansfirm@gmail.com Or +1-(770)-917-2656

    Greetings to everyone in this forum, my name is Richard Venezia resident at 3485 Beech Street Santa Rosa, CA 95407, I had health issues/complications and due to this reason I was advised by my doctor to always move with a vehicle in order to avoid total loss of strength as my place of work was remote from where I reside, I told my husband about my plans to get a loan since there was no other means so I could get a good car of my choice but my husband instructed and advised that I shouldn't obtain an loan online because almost all so-called lenders online are fake and fraudulent in their actions so I had to suffer the stress of not moving on a car for some months andpoint but still I was advised by my siblings to apply for a bank loan instead of anonline loan especially due to the current ongoing news about online scammers but all effort to get a loan from my bank didn't work through because I was having abad credit score/report so with all this issues I had to get my mind crossed by applying for a loan online although i won't say that i was so perfect or very careful not to be a victim. I strongly believe that it was the lords mercy of God that directed me to STAR LOANS COMPANY. The great news is that I got my loan funds very fast and easy. Trust!!! the news came to everyone who discouraged me from this online loan issue and the most surprising of all was that I was granted this loan funds at an affordable interest rate of 2%... I am grateful for this car and medical loan and I am also grateful to the STAR LOANS COMPANY for their transparency and total support. To you whom is reading this review of mine and might probably be in a similar situation of needing a loan, you can contact them on starloansfirm@gmail.com or text +1-(770)-917-2656

    ReplyDelete
  93. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    ARE YOU IN NEED OF YOUR URGENT LOAN? DO YOU NEED FINANCE TO PAY OFF YOUR BILLS, START OR EXPAND YOUR BUSINESS. CONTACT US FOR FAST AND RELIABLE LOAN AT LOW INTEREST RATE OF 1%. OUR LENDING COMPANY CAN HELP YOU OUT TO GET AFFORDABLE LOAN. FOR MORE INFORMATION, KINDLY CONTACT US AT VIA E-MAIL: PERGOCF@GMAIL.COM ( PERGOCF@QUALITYSERVICE.COM ) PERGOCF@CHEERFUL.COM


    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Yours Sincerely,
    Mrs. Ceren Kelly
    PergoCF@gmail.com
    PergoCF@qualityservice.com
    PergoCF@cheerful.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: PergoCF@cheerful.com

    ReplyDelete
  94. IT WORKED FOR ME AND YOU CANNOT BE ANY DIFFERENT WITH THIS GREAT/REPUTABLE COMPANY (starloansfirm@gmail.com Or +1-(770)-917-2656

    Greetings to everyone in this forum, my name is Richard Venezia resident at 3485 Beech Street Santa Rosa, CA 95407, I had health issues/complications and due to this reason I was advised by my doctor to always move with a vehicle in order to avoid total loss of strength as my place of work was remote from where I reside, I told my husband about my plans to get a loan since there was no other means so I could get a good car of my choice but my husband instructed and advised that I shouldn't obtain an loan online because almost all so-called lenders online are fake and fraudulent in their actions so I had to suffer the stress of not moving on a car for some months andpoint but still I was advised by my siblings to apply for a bank loan instead of anonline loan especially due to the current ongoing news about online scammers but all effort to get a loan from my bank didn't work through because I was having abad credit score/report so with all this issues I had to get my mind crossed by applying for a loan online although i won't say that i was so perfect or very careful not to be a victim. I strongly believe that it was the lords mercy of God that directed me to STAR LOANS COMPANY. The great news is that I got my loan funds very fast and easy. Trust!!! the news came to everyone who discouraged me from this online loan issue and the most surprising of all was that I was granted this loan funds at an affordable interest rate of 2%... I am grateful for this car and medical loan and I am also grateful to the STAR LOANS COMPANY for their transparency and total support. To you whom is reading this review of mine and might probably be in a similar situation of needing a loan, you can contact them on starloansfirm@gmail.com or text +1-(770)-917-2656

    ReplyDelete
  95. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


    Do you need a legit, honest, reputable and quick loan?? I can help you with 100% guarantee loan Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans


    Yours Sincerely,
    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete
  96. Testimony of financial breakthrough from GOD through the help of Funding Circle Loan INC. (fundingloanplc@yahoo.com OR Call/Text +14067326622)

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    ReplyDelete
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  98. HURRAY !! THE AMEIR MILLER LOAN AGENCY END OF YEAR BONANAZA IS HERE AGAIN !!!!

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    ReplyDelete
  99. THANK YOU JESUS , THANK YOU MRS WINONA MILLARAY FOR MAKING MY FINANCIAL DREAMS COME THROUGH , GOD IS GOOD


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    ReplyDelete
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  101. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

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    ReplyDelete
  102. Finding a legitimate loan lender (mrdonaldmooreloanfirm@gmail.com) have always been a huge problem to clients who have financial problem and in need of solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But we have made that difference in the lending industry by offering loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable, The Terms and Conditions are very simple and considerate. You will never regret anything in this loan transaction because we will make you smile. Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients, especially in the area of Loan syndication and capital provision for individuals and companies.

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  103. VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR +1(215)-874-8060

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  104. Have you guys checked out this guy Jonny Belter at hackwithjonny@gmail.com +17272202668 dude's a cyber guru, involved with cloning phones, hacked into my ex's gmail and facbook, what let me knowing she was infidel and also gave my nephew some really outstanding school scores which he upgraded himself, cool way to have financial freedom as well. Get your bank blank atm cards which could debit money from any a.t.m machine. Make $20,000 and more in a couple days. Bank transfers and wire transfers as well as Paypal jobs, hes that good, had to make him my personal hacker. You could mail him as well if you got issues, he's as discreet and professional too. He's kinda picky though so make mention of the reference. Kennedy Johnson referred you. Your welcome.

    ReplyDelete
  105. Have you guys checked out this guy Jonny Belter at hackwithjonny@gmail.com +17272202668 dude's a cyber guru, involved with cloning phones, hacked into my ex's gmail and facbook, what let me knowing she was infidel and also gave my nephew some really outstanding school scores which he upgraded himself, cool way to have financial freedom as well. Get your bank blank atm cards which could debit money from any a.t.m machine. Make $20,000 and more in a couple days. Bank transfers and wire transfers as well as Paypal jobs, hes that good, had to make him my personal hacker. You could mail him as well if you got issues, he's as discreet and professional too. He's kinda picky though so make mention of the reference. Kennedy Johnson referred you. Your welcome.

    ReplyDelete
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  108. Hello Everybody,
    My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

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    ReplyDelete
  109. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
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  110. Hello Everybody,
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    Derek Email osmanloanserves@gmail.com



    Hello Everybody,
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    ReplyDelete
  111. How I restore my credit score

    Hello everyone! my name is Laurel Dawalt from Wisconsin, I am writing this article to tell the world on how Jennard Investments Limited restored my credit score by granting me a loan amount of $34,000. and I have taken it upon myself to notify the general public and say a big thank you to Mr John Martin Dyson, because through his help my credit score is restore and I am happy because for the past 3 year I have been having a very bad credit but completely restored now. I advise you all in need of a loan to contact them via email: jennardinvestmentslimited@outlook.com.

    ReplyDelete
  112. Dear Applicant,

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    ReplyDelete


  113. HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



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    Hello Everyone,



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    Director of Operations

    ReplyDelete
  114. Have an established business or just starting out?Weofferdifferent types of flexible businessoansolutionsfor any industry .Call now to hear all your options. Work with a lender that can offer hebest terms and tesin the industry for your established ornewbusiness. We can also help you ifyou're looking for a start upcapital business loan.Email: abubakarloanservice@gmail.com


    FUNDING APPLICATION FORM

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    ReplyDelete
  115. Do you need a loan? If yes! Contact FIFO Capitals and Mortgages Limited ® for small and large loans amount. We give out loan at 2% interest rate. Contact us today via E-mail at,,,((FIFOCapitals@gmail.com)),,, We also give out from. £5 thousand Pounds to 100 million Pounds for individuals and companies, the credit is open to all regardless of nationality....

    ReplyDelete
  116. I’m Charles David by name, i want to use this medium to alert all loan seekers to be very careful because there are scam everywhere, Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Dr Purva Pius ( A God fearing man) who lend me a loan of $237,000 under 72 working hours without any stress. I explain to the company by mail and all they told me was to cry no more because i will get my loan from this company and also i have made the right choice of contacting them i filled the loan application form and proceeded with all that was requested of me and to my shock I was given the loan, If you are in need of any kind of loan just contact him now via: {urgentloan22@gmail.com}

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    ReplyDelete
  117. Hi, my name is Pearl Oscar I am from Sydney Australia. with this tears of joy and happiness in my heart i want to say thanks to this great man Jonny Belter: hackwithjonny at gmail dot com for what he has done for me , This is my story i was 29 years old when i married my husband and we were both living together happily no fighting, but i was not really comfortable with the marriage. after 7 years of marriage I began to think about my husband always going to the US for businesses without taken me for one day because I never been to the united states and I really want to visit and see places like Las Vegas and Hawaii. Whenever I talk about going to the United states he keeps ignoring my request until I started feeling that something is wrong because my husband never denied my request. On this faithful day I stormed his iphone X that my husband refused to allow me then I decided to hack his cellphone which I had to go online to make for a research so while I was searching I saw a post by Amanda Josh about how good Jonny is with his hacking skills so I contacted him for a solution to my problem. it took me 2 days to get to him after I sent him an email for the hacking job. According to him his good at any cyber hacking but I contacted him based on iphone hacking which he did an amazing job that I could not believe myself and then I got to see every conversation between my husband and Jennifer Killer who resides in Alabama United states which she and my husband are planning to get married by summer in Barcelona Spain but thank God for this great man that opened my eyes to see all his plans and flied for a divorce immediately. Want to use this opportunity to say thank you to Jonny Belter for his good job. I will recommend him to anyone that wants to run any cyber hacking to contact him and be happy because his the man of the year and he has a good sense of humor. Please everyone should contact Jonny Belter hackwithjonny at gmail dot com . bye

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  119. Hi, my name is Pearl Oscar I am from Sydney Australia. with this tears of joy and happiness in my heart i want to say thanks to this great man Jonny Belter: hackwithjonny at gmail dot com for what he has done for me , This is my story i was 29 years old when i married my husband and we were both living together happily no fighting, but i was not really comfortable with the marriage. after 7 years of marriage I began to think about my husband always going to the US for businesses without taken me for one day because I never been to the united states and I really want to visit and see places like Las Vegas and Hawaii. Whenever I talk about going to the United states he keeps ignoring my request until I started feeling that something is wrong because my husband never denied my request. On this faithful day I stormed his iphone X that my husband refused to allow me then I decided to hack his cellphone which I had to go online to make for a research so while I was searching I saw a post by Amanda Josh about how good Jonny is with his hacking skills so I contacted him for a solution to my problem. it took me 2 days to get to him after I sent him an email for the hacking job. According to him his good at any cyber hacking but I contacted him based on iphone hacking which he did an amazing job that I could not believe myself and then I got to see every conversation between my husband and Jennifer Killer who resides in Alabama United states which she and my husband are planning to get married by summer in Barcelona Spain but thank God for this great man that opened my eyes to see all his plans and flied for a divorce immediately. Want to use this opportunity to say thank you to Jonny Belter for his good job. I will recommend him to anyone that wants to run any cyber hacking to contact him and be happy because his the man of the year and he has a good sense of humor. Please everyone should contact Jonny Belter hackwithjonny at gmail dot com . bye

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  146. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  147. Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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  148. Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

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  149. XMAS LOAN!!

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  150. Do You Need a loan…..? if yes
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  151. Are You A Business Man Or Woman? Are You In Any Financial Mess Or Do You Need Funds To Start Up Your Own Business? Do You Need A Loan To Start A Nice Small Scale And Medium Business? Do You Have A Low Credit Score And You Are Finding It Hard To Obtain Capital Loan From Local Banks And Other Financial Institutes?. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

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    ReplyDelete
  152. Compliment of the season.

    Need a loan for any purpose? Would you like to pay your bills? Are you in a financial problem? Do you need a financial solution? Here is the solution E-mail directloancash@gmail.com Or WHATSAPP +1 415-4837-688 on how to get your loan ...

    ReplyDelete
  153. Ini luar biasa saat saya mengira semua telah selesai dengan saya Ibu Iskandar datang untuk menyelamatkan saya. Saya sangat berhutang sejauh orang-orang yang saya pinjam uang dari geng melawan saya dan kemudian membuat saya ditangkap sebagai akibat dari hutang saya. ditahan selama berbulan-bulan maka masa rahmat diberikan kepada saya saat saya dipulangkan dan dibebaskan untuk pergi dan mencari uang untuk membayar semua hutang yang saya terima sehingga saya diberitahu bahwa ada beberapa kreditur sah online sehingga saya harus mencari Karena melalui blog saya berualang kali tertipu tapi ketika saya menemukan Ibu Iskandar CEO ISKANDAR LESTARI LOAN FIRM, Tuhan mengarahkAan saya ke iklannya melalui blog karena daya tarik saya terhadapnya adalah benar-benar mukjizat mungkin karena Tuhan telah melihat bahwa saya memiliki banyak menderita karena itulah dia mengarahkan saya kepadanya. Jadi saya menerapkannya dengan antusias setelah beberapa jam pinjaman saya disetujui oleh Dewan dan dalam dua hari saya dikreditkan dengana jumlah pasti yang saya berikaan untuk semua ini tanpa jaminan tambahan Kredit Tanpa Agunan (KTA) sama seperti saya berbicara dengan Anda sekarang saya telah dapat menghapus semua hutang saya dan sekarang saya memiliki supermarket sendiri, saya tidak memerlukan bantuan orang lain sebelum saya memberi makan atau mengambil keuangan apa pun keputusan saya tidak punya urusan dengan Polisi lagi saya sekarang adalah wanita merdeka. Anda ingin mengalami kemandirian finansial seperti saya silahkan hubungi Ibu melalui BBM-nya: {D8980E0B} atau melalui email perusahaan: (iskandalestari.kreditpersatuan@gmail.com) Anda tidak dapat memperdebatkan fakta bahwa di dunia kesulitan ini Anda memerlukan seseorang untuk membantu Anda mengatasi gejolak keuangan dalam hidup Anda dengan satu atau lain cara, jadi saya memberi Anda mandat untuk mencoba dan menghubungi Ibu Iskandar di alamat di atas sehingga bisa mengatasi kemerosotan keuangan dalam hidup Anda. Anda bisa menghubungi saya melalui email berikut: (anggaannisa1979@gmail.com)) selalu bersikap positif dengan Ibu Iskandar dia akan melihat Anda melalui semua tantangan finansial Anda dan kemudian memberi Anda sebuah tampilan baru finansial.

    Detail Kontak Penuh:

    Perusahaan: ISKANDAR LESTARI LOAN FIRM (ISKANDAR LENDERS)
    Email: {iskandalestari.kreditpersatuan@gmail.com}
    BBM INVITES: {D8980E0B}
                           : {4424AA}
    Alamat Facebook: {www.facebook.com/iskandar.lesteri.7}
    Website: {iskandarlestari.wordpress.com}

               TESTIMONI OLEH
    Penerima Manfaat: Angga Annisa
       Email: {anggaannisa1979@gmail.com}

    ReplyDelete
  154. Ini luar biasa saat saya mengira semua telah selesai dengan saya Ibu Iskandar datang untuk menyelamatkan saya. Saya sangat berhutang sejauh orang-orang yang saya pinjam uang dari geng melawan saya dan kemudian membuat saya ditangkap sebagai akibat dari hutang saya. ditahan selama berbulan-bulan maka masa rahmat diberikan kepada saya saat saya dipulangkan dan dibebaskan untuk pergi dan mencari uang untuk membayar semua hutang yang saya terima sehingga saya diberitahu bahwa ada beberapa kreditur sah online sehingga saya harus mencari Karena melalui blog saya berualang kali tertipu tapi ketika saya menemukan Ibu Iskandar CEO ISKANDAR LESTARI LOAN FIRM, Tuhan mengarahkAan saya ke iklannya melalui blog karena daya tarik saya terhadapnya adalah benar-benar mukjizat mungkin karena Tuhan telah melihat bahwa saya memiliki banyak menderita karena itulah dia mengarahkan saya kepadanya. Jadi saya menerapkannya dengan antusias setelah beberapa jam pinjaman saya disetujui oleh Dewan dan dalam dua hari saya dikreditkan dengana jumlah pasti yang saya berikaan untuk semua ini tanpa jaminan tambahan Kredit Tanpa Agunan (KTA) sama seperti saya berbicara dengan Anda sekarang saya telah dapat menghapus semua hutang saya dan sekarang saya memiliki supermarket sendiri, saya tidak memerlukan bantuan orang lain sebelum saya memberi makan atau mengambil keuangan apa pun keputusan saya tidak punya urusan dengan Polisi lagi saya sekarang adalah wanita merdeka. Anda ingin mengalami kemandirian finansial seperti saya silahkan hubungi Ibu melalui BBM-nya: {D8980E0B} atau melalui email perusahaan: (iskandalestari.kreditpersatuan@gmail.com) Anda tidak dapat memperdebatkan fakta bahwa di dunia kesulitan ini Anda memerlukan seseorang untuk membantu Anda mengatasi gejolak keuangan dalam hidup Anda dengan satu atau lain cara, jadi saya memberi Anda mandat untuk mencoba dan menghubungi Ibu Iskandar di alamat di atas sehingga bisa mengatasi kemerosotan keuangan dalam hidup Anda. Anda bisa menghubungi saya melalui email berikut: (anggaannisa1979@gmail.com)) selalu bersikap positif dengan Ibu Iskandar dia akan melihat Anda melalui semua tantangan finansial Anda dan kemudian memberi Anda sebuah tampilan baru finansial.

    Detail Kontak Penuh:

    Perusahaan: ISKANDAR LESTARI LOAN FIRM (ISKANDAR LENDERS)
    Email: {iskandalestari.kreditpersatuan@gmail.com}
    BBM INVITES: {D8980E0B}
                           : {4424AA}
    Alamat Facebook: {www.facebook.com/iskandar.lesteri.7}
    Website: {iskandarlestari.wordpress.com}

               TESTIMONI OLEH
    Penerima Manfaat: Angga Annisa
       Email: {anggaannisa1979@gmail.com}

    ReplyDelete
  155. Are You A Business Man Or Woman? Are You In Any Financial Mess Or Do You Need Funds To Start Up Your Own Business? Do You Need A Loan To Start A Nice Small Scale And Medium Business? Do You Have A Low Credit Score And You Are Finding It Hard To Obtain Capital Loan From Local Banks And Other Financial Institutes?. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    We Like To Inform You That Our Main Goals Are To Help Companies And Entrepreneurs Raise Their Business To New Heights By Investing, Consulting And Raising Capital Without Bank Lending. We Are Qualified In All Aspects Of Financing, Banks And Asset Based Lending. We Have The Ability To Handle All Aspects Of The Financial Needs And Challenges Of Our Clients, Including; Real Estate Investment And Any Other Large Variety Of Sectors That Need Financing. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

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  157. Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: PergoCF@cheerful.com ( PergoCF@­qualityservice.­com ) PergoCF@gmail.com

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  158. I remember my experience with hackers i contacted online, i almost lost hope in finding out if my husband was loyal to me and has been loyal in our 20 years marriage,I lost a lot of funds in paying these so called hackers so i made up my mind that if i get scammed again i'll just forget about finding out what God doesn't want me to know, Then i saw reviews about ( mikejosh@cyber-wizard.com ) and decided contact him and if and if i hear any stupid excuse won't contact anybody and just accept that God doesn't want me to then he proved to me that he isn't a cheat by working a sample job for me but to my greatest surprise he did the job and sent results to me fast, i was so happy but sad part was i divorced my husband, and i will drop an advise for people who wants any kind of hacking services stopped being scammed by people who impersonate being hackers, contact ( mikejosh@cyber-wizard.com ) for a fast and clean job.Thank me later.

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  159. Are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: standardonlineinvestment@gmail.com
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  160. Hello,
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  161. Ini luar biasa saat saya mengira semua telah selesai dengan saya Ibu Iskandar datang untuk menyelamatkan saya. Saya sangat berhutang sejauh orang-orang yang saya pinjam uang dari geng melawan saya dan kemudian membuat saya ditangkap sebagai akibat dari hutang saya. ditahan selama berbulan-bulan maka masa rahmat diberikan kepada saya saat saya dipulangkan dan dibebaskan untuk pergi dan mencari uang untuk membayar semua hutang yang saya terima sehingga saya diberitahu bahwa ada beberapa kreditur sah online sehingga saya harus mencari Karena melalui blog saya berualang kali tertipu tapi ketika saya menemukan Ibu Iskandar CEO ISKANDAR LESTARI LOAN FIRM, Tuhan mengarahkAan saya ke iklannya melalui blog karena daya tarik saya terhadapnya adalah benar-benar mukjizat mungkin karena Tuhan telah melihat bahwa saya memiliki banyak menderita karena itulah dia mengarahkan saya kepadanya. Jadi saya menerapkannya dengan antusias setelah beberapa jam pinjaman saya disetujui oleh Dewan dan dalam dua hari saya dikreditkan dengana jumlah pasti yang saya berikaan untuk semua ini tanpa jaminan tambahan Kredit Tanpa Agunan (KTA) sama seperti saya berbicara dengan Anda sekarang saya telah dapat menghapus semua hutang saya dan sekarang saya memiliki supermarket sendiri, saya tidak memerlukan bantuan orang lain sebelum saya memberi makan atau mengambil keuangan apa pun keputusan saya tidak punya urusan dengan Polisi lagi saya sekarang adalah wanita merdeka. Anda ingin mengalami kemandirian finansial seperti saya silahkan hubungi Ibu melalui BBM-nya: {D8980E0B} atau melalui email perusahaan: (iskandalestari.kreditpersatuan@gmail.com) Anda tidak dapat memperdebatkan fakta bahwa di dunia kesulitan ini Anda memerlukan seseorang untuk membantu Anda mengatasi gejolak keuangan dalam hidup Anda dengan satu atau lain cara, jadi saya memberi Anda mandat untuk mencoba dan menghubungi Ibu Iskandar di alamat di atas sehingga bisa mengatasi kemerosotan keuangan dalam hidup Anda. Anda bisa menghubungi saya melalui email berikut: (anggaannisa1979@gmail.com)) selalu bersikap positif dengan Ibu Iskandar dia akan melihat Anda melalui semua tantangan finansial Anda dan kemudian memberi Anda sebuah tampilan baru finansial.

    Detail Kontak Penuh:

    Perusahaan: ISKANDAR LESTARI LOAN FIRM (ISKANDAR LENDERS)
    Email: {iskandalestari.kreditpersatuan@gmail.com}
    BBM INVITES: {D8980E0B}
                           : {4424AA}
    Alamat Facebook: {www.facebook.com/iskandar.lesteri.7}
    Website: {iskandarlestari.wordpress.com}

               TESTIMONI OLEH
    Penerima Manfaat: Angga Annisa
       Email: {anggaannisa1979@gmail.com}

    ReplyDelete
  162. Ini luar biasa saat saya mengira semua telah selesai dengan saya Ibu Iskandar datang untuk menyelamatkan saya. Saya sangat berhutang sejauh orang-orang yang saya pinjam uang dari geng melawan saya dan kemudian membuat saya ditangkap sebagai akibat dari hutang saya. ditahan selama berbulan-bulan maka masa rahmat diberikan kepada saya saat saya dipulangkan dan dibebaskan untuk pergi dan mencari uang untuk membayar semua hutang yang saya terima sehingga saya diberitahu bahwa ada beberapa kreditur sah online sehingga saya harus mencari Karena melalui blog saya berualang kali tertipu tapi ketika saya menemukan Ibu Iskandar CEO ISKANDAR LESTARI LOAN FIRM, Tuhan mengarahkAan saya ke iklannya melalui blog karena daya tarik saya terhadapnya adalah benar-benar mukjizat mungkin karena Tuhan telah melihat bahwa saya memiliki banyak menderita karena itulah dia mengarahkan saya kepadanya. Jadi saya menerapkannya dengan antusias setelah beberapa jam pinjaman saya disetujui oleh Dewan dan dalam dua hari saya dikreditkan dengana jumlah pasti yang saya berikaan untuk semua ini tanpa jaminan tambahan Kredit Tanpa Agunan (KTA) sama seperti saya berbicara dengan Anda sekarang saya telah dapat menghapus semua hutang saya dan sekarang saya memiliki supermarket sendiri, saya tidak memerlukan bantuan orang lain sebelum saya memberi makan atau mengambil keuangan apa pun keputusan saya tidak punya urusan dengan Polisi lagi saya sekarang adalah wanita merdeka. Anda ingin mengalami kemandirian finansial seperti saya silahkan hubungi Ibu melalui BBM-nya: {D8980E0B} atau melalui email perusahaan: (iskandalestari.kreditpersatuan@gmail.com) Anda tidak dapat memperdebatkan fakta bahwa di dunia kesulitan ini Anda memerlukan seseorang untuk membantu Anda mengatasi gejolak keuangan dalam hidup Anda dengan satu atau lain cara, jadi saya memberi Anda mandat untuk mencoba dan menghubungi Ibu Iskandar di alamat di atas sehingga bisa mengatasi kemerosotan keuangan dalam hidup Anda. Anda bisa menghubungi saya melalui email berikut: (anggaannisa1979@gmail.com)) selalu bersikap positif dengan Ibu Iskandar dia akan melihat Anda melalui semua tantangan finansial Anda dan kemudian memberi Anda sebuah tampilan baru finansial.

    Detail Kontak Penuh:

    Perusahaan: ISKANDAR LESTARI LOAN FIRM (ISKANDAR LENDERS)
    Email: {iskandalestari.kreditpersatuan@gmail.com}
    BBM INVITES: {D8980E0B}
                           : {4424AA}
    Alamat Facebook: {www.facebook.com/iskandar.lesteri.7}
    Website: {iskandarlestari.wordpress.com}

               TESTIMONI OLEH
    Penerima Manfaat: Angga Annisa
       Email: {anggaannisa1979@gmail.com}

    ReplyDelete
  163. Do you need a loan to consolidate your debt? Do you need a loan to finance or expand your business? Or for the purchase of cars, the purchase of a house and other personal loans ETC we give you a long term loan of five to fifty years maximum with an interest of 3%. You are 100% guaranteed. Contact us through the email address: ( directloancash@gmail.com )....or WhatsApp ( +14154837688 ).

    ReplyDelete
  164. Do you need a loan to consolidate your debt? Do you need a loan to finance or expand your business? Or for the purchase of cars, the purchase of a house and other personal loans ETC we give you a long term loan of five to fifty years maximum with an interest of 3%. You are 100% guaranteed. Contact us through the email address: ( directloancash@gmail.com )....or WhatsApp ( +14154837688 ).

    ReplyDelete



  165. My name is Mr.William. I live in Berlin Germany and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will
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    ReplyDelete



  166. My name is Mr.William. I live in Berlin Germany and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will
    refer any person that is looking for loan to
    him,

    They gave happiness to me and my family, i was in need of a loan of €50,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD
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    If you are in need of loan and you are sure you will pay back the loan please contact them On europeaninsurancecompany@gmail.com or whatsapp/call : +393510747468 And they are located in the European part of the world.

    ReplyDelete



  167. My name is Mr.William. I live in Berlin Germany and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will
    refer any person that is looking for loan to
    him,

    They gave happiness to me and my family, i was in need of a loan of €50,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD
    fearing company that help me with a loan of € 50,000.00 Euro with interest rate of 3% ,They are GOD fearing

    If you are in need of loan and you are sure you will pay back the loan please contact them On europeaninsurancecompany@gmail.com or whatsapp/call : +393510747468 And they are located in the European part of the world.

    ReplyDelete
  168. Are you financially unstable and in need of an urgent loan, our loan involves trust and low collateral we give out max loan of about $10 million dollars Terms and conditions apply. Contact us now at internationaldevelopementbank@gmail.com add us up on hangout our officials are there to help you°
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    ReplyDelete
  169. Are you financially unstable and in need of an urgent loan, our loan involves trust and low collateral we give out max loan of about $10 million dollars Terms and conditions apply. Contact us now at internationaldevelopementbank@gmail.com add us up on hangout our officials are there to help you°
    ibdloanagency as the name implies a merger of the international development apply with us today and get your loan in just two working days from application......

    ReplyDelete
  170. Hello,

    Looking for a debt consolidation loan, unsecured loans, business loans, mortgage loans, car loans, student loans, personal loans, venture capital, etc! I am a private lender, I provide loans to companies and individuals with low interest rates and reasonable interest rates of 2%. Email to: creditclearance4@gmail.com or text us via whatsapp +19782277925

    ReplyDelete
  171. Do You Need A Loan To Consolidate Your Debt At 1.0%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    Do You Need A Loan To Consolidate Your Debt At 1.0%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  172. TO YOUR ATTENTION
    Financing opportunity !!!!!! Whatsapp: 00 33 756 902 195
    I turn to all individuals in financial need to grant loans of 3,000€ to 15,000,000€ to all persons able to repay it with an interest rate of 3% per annum and a timeframe ranging from 1 to 15 years, depending on the amount requested. We do it in the following areas:
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    please contact us for more information:
    E-mail: marcoantoniocordova27@gmail.com

    ReplyDelete
  173. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
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    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  174. Are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: standardonlineinvestment@gmail.com
    Thanks and look forward to your prompt reply.
    Regards,
    Muqse

    ReplyDelete


  175. Apply now for personal and private loans and be assured that you will get the best services.
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    Regards,

    ReplyDelete
  176. Hello
    Mr. Marco Antonio CORDOVA is really a person with a good heart. the testimonies about him are well ascertained. I just received the 150,000 transfer of my application. I advise you to contact him if you are in need of serious and real support.
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    More information Tel: + 33 756 902 195 leave an SMS in case of absence.
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    ReplyDelete
  177. Do You Need A Loan To Consolidate Your Debt At 1.0%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  178. We are exclusive agent to direct providers of Fresh Cut BG, SBLC, MTN Bonds, Bank draft and Loans which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. We deliver with time and precision as set forth in the agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD) .
    3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 3% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    The Leased Instruments includes: BG’ s, Insurance Guarantees, MTN, ( SBLC) Standby Letters of Credit and Third Party Guarantees such as a standby forward commitment to purchase or a standby loan. If you are a potential Investor or Principle looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with all the details regarding this services.

    Our BG/ SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding.


    BROKERS ARE WELCOME & 100% PROTECTED!!!

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.


    Regards

    Philip James
    Email: info.frjames1971@gmail.com
    Skype: info.frjames1971@gmail.com
    call/sms/whatsapp +14243316469

    ReplyDelete
  179. Hello,

    I am a professional private loan lender. I give out cheap loan with quick approval. I work with a team of experts as staffs. The loan interest rate is 3% per annum. Offers all kinds of loans with the loan ranging from 10,000 to 150 Million. For more details, visit (rodfinancing@gmail.com), WhatsApp: +14693515949 or website: https://rodfinancing3.wixsite.com/rodfinancing

    The lending Team.

    ReplyDelete
  180. Hello,

    I have read your email and I welcome you to this financial firm. I am a loan lender capable of giving out financing to all kinds of projects no matter how low your credit history is. This is the best place for you to get this loan even at 3% which is a very cheap rate. Our maximum amount of lending is 300 million euros. We also give out loans in all currencies. We have a team of trained staffs on standby ready to serve you until the loan
    is done and completed. We fund both companies and individual. We are well registered and legally approved to lend.

    If you know you are ready to get this financial services, you are to fill out the loan application details below. This loan transfer process will begin with the filling out of the loan application form. The loan application form consists of the first necessary details needed to start the loan process. All details presented must be valid. You will get the loan terms and conditions after filling out the loan application form. The whole transaction will be done step by step and this is the first step.

    Just fill out the details below.

    Fill out the Loan Application Form.

    1. Full Names:.............

    2. Address:.............

    3. Postal code, city and state:.............

    4. Country:.............

    5. Gender:.............

    6. Age and date of birth:.............

    7. Marital Status:.............

    8. Occupation:.............

    9. Monthly Income:.............

    10. Telephone:.............

    11. Loan Amount needed:.............

    12. Loan duration:.............

    13. Purpose of loan:.............

    14. Next of kin:.............

    15. Have you applied before?:.............

    16. Do you understand English?:.............

    17. Which website did you hear about us(optional)?:.............

    After filling out the above details correctly you are to get back to us so that we can start the whole loan process.

    We hope to have a nice business relationship with you. I promise you that you will enjoy your stay with us. We will give you maximum satisfaction.

    Regards,
    Rod Alfred.

    ReplyDelete